Bank

Reffncl18 · 06-05-2009 20:48

I hate that whenever I want to buy something, I have to save up for days and days and days to get the right amount of money.
I think that all bimbos would benifit from a bank. The bank would let us save money, and different levels would earn different amounts of interest. The interest would be collected daily by clicking a "Collect Interest" button in the bank area, and then the bd would be put into the person's bank account.

Every other level would earn another 1% interest. For example, level one would earn no interest, level two would earn 2% interest, level 3 would earn 2% interest, level four would earn 3% interest, and so on...
If I was on level 13 in the game, I would be earning 6% interest.

Another idea is that as you save more money, your interest level goes up. You can buy different account types that allow your interest, or the amount of money you earn, to go up. So for example, if you save 1000bd, you could be a "bronze medal (just an example of a name)" and earn 2% interest, but once you save 4,000bd you can level up to a "silver medal" and earn 4% interest.

However, the interest is just an idea to earn more money. I think that we at least should be able to get a bank and be able to save our money.

Please comment! What do you guys think? Tell me if something doesn't make sense, or needs fixing.

Thanks! big_smile

Corporation · 07-09-2009 22:05

I love it!

Swaggeristicmakayla · 07-09-2009 23:36

thats a great idea the one they have now sucks. people cant afford it and some bimbos need money for thier house or goals and cant afford clothes so they cant win challenges that idea has been
its great tho!!!

Reffncl18 · 07-13-2009 00:43

thanks!!

FaerieTori · 07-13-2009 11:54

swaggeristicmakayla wrote:
the one they have now sucks. people cant afford it and some bimbos need money for thier house or goals and cant afford clothes so they cant win challenges

You do realise with out the current bank there is no site? This is a business it has to make money. If it is not making money then there is no reason to spend the money on keeping it open.

As for the actual idea, a place where you can save would be nice, however intrest would have to be carefully done so as not to give too much.

Reffncl18 · 07-15-2009 12:57

yea, and the bimbo moderators would have to figure that out.

once again, i think this bank should be based on the neopets bank. itworks really well, because the more amount of money you save, the higher the level you can move up to, and then the higher amount of intrest you get paid.

VanillaVerity · 07-15-2009 13:08

Amazing idea, I love it! smile

FaerieTori · 07-15-2009 14:30

You can not compare this site with Neopets. Noopets do not earn money from neopoints so it does not matter how many are given out. On this site giving out large amounts of bimbo dollars directly impacts their income.

Sweetestangel · 07-15-2009 19:29

i like this idea. i hate just how difficult it is to save money here

Papillionsky · 07-15-2009 19:31

Sounds good. smile

Ytsirhc · 07-16-2009 01:25

I would love this!! Everytime I get up to around 5000BD I wind up going to nine's to spend it goutte its really hard for me to save because I guess I don't have enough will power to leave my money alone lol tongue
I'm sure alot of other bimbos would agree that this is a brilliant idea!

Reffncl18 · 07-20-2009 02:17

FaerieTori wrote:
You can not compare this site with Neopets. Neopets do not earn money from neopoints so it does not matter how many are given out. On this site giving out large amounts of bimbo dollars directly impacts their income.

really? that's interesting. why does the bd that we earn on the site affect their actual income? how does that work?
i've seen you a lot on other forums, and you seem to know a lot about how this kind of thing works.. do you have a topic about how sites like this work, and how they are earning money from it? it would be cool if you had one, because then the people who are actually trying to think of better ways to fix this site can actually put more thought into the moderators frame of mind.

BabyBeau · 07-22-2009 17:28

I like the idea of a bank smile

It would be good be able to put money away so I'm not tempted to spend it.

Maybe the interest could be giving depending on how much money you have in the bank. Even if it's something like 50BD for like 10,000 in the bank lol

Reffncl18 · 07-23-2009 04:30

BabyBeau wrote:
I like the idea of a bank

It would be good be able to put money away so I'm not tempted to spend it.

Maybe the interest could be giving depending on how much money you have in the bank. Even if it's something like 50BD for like 10,000 in the bank lol

yea, that was sort of my idea.

when you have a certain amount of bd saved up, then you can sign up for a certain "bank account.

So say I save 5000bd, i would get 50bd interest.

Another idea is just to get 6% (or something) interest. So the more you save, the more you earn.

HasunoHana · 07-23-2009 09:55

well, it's not a new idea (do search), but i really like it... To my mind interest percent should depend on level... like for levels 1-3 - 1%, 4-9 - 3%, 10-19 - 5%, 20 and more - 7%. But not more than 7%, because no bank gives higher percents in real live. And maybe not daily, but once a week. So it would not give a harm to industry of this site, because even 7% from 100k BD are only 7k a week, this means only 1k per day.

Reffncl18 · 07-23-2009 11:43

HasunoHana wrote:
well, it's not a new idea (do search), but i really like it... To my mind interest percent should depend on level... like for levels 1-3 - 1%, 4-9 - 3%, 10-19 - 5%, 20 and more - 7%. But not more than 7%, because no bank gives higher percents in real live. And maybe not daily, but once a week. So it would not give a harm to industry of this site, because even 7% from 100k BD are only 7k a week, this means only 1k per day.

your interest idea is a good idea, but i don't agree that it should be done by level. i could be in level 5 and have more money saved up than a level 10, so it wouldn't be fair if the level 10 got a higher percent.
the percentage should go up every 2000bd.

2000 = 0.2% = 4bd
4000 = 0.3% = 12bd
6000 = 0.4% = 24bd
8000 = 0.5% = 40bd
10000 = 0.6% = 60bd and so on. We would get the money every day. (We get much more from the boyfriends and such, so this wouldn't be such a problem.)

HasunoHana · 07-23-2009 12:07

reffncl18 wrote:
your interest idea is a good idea, but i don't agree that it should be done by level. i could be in level 5 and have more money saved up than a level 10, so it wouldn't be fair if the level 10 got a higher percent.
the percentage should go up every 2000bd.

2000 = 0.2% = 4bd
4000 = 0.3% = 12bd
6000 = 0.4% = 24bd
8000 = 0.5% = 40bd
10000 = 0.6% = 60bd and so on. We would get the money every day. (We get much more from the boyfriends and such, so this wouldn't be such a problem.)

well, i think what lower levels can't save much money without using real money, and bank for real money users isn't necessary.
if you suggest to use 0.6% (not 6%) i agree, it can be daily, not weekly, it's really not too much.

Reffncl18 · 07-23-2009 12:22

Here's another idea:

Our interest is 0.05%. The more money we save, the more interest you earn. How many times you get it depends on how much you earn.

2,000 1 - per day
4,000 2
6,000 3
8,000 4
10,000 5
20,000 10
30,000 15
40,000 20
50,000 25
60,000 30
70,000 35
80,000 40
90,000 45
100,000 50 - per day
200,000 100 - per week
300,000 150
400,000 200
500,000 250
600,000 300
700,000 350
800,000 400
900,000 450
1,000,000 500 - per week
2,000,000 1,000 - per month
3,000,000 1,500
4,000,000 2,000
5,000,000 2,500
6,000,000 3,000
7,000,000 3,500
8,000,000 4,000
9,000,000 4,500
10,000,000 5,000 - per month

I'm not sure if this is possible, but personally I think that the interest is a detail. We just need the bank, let the Admins and Mods worry about the interest, and how much they want to give us.

Supersoph13 · 07-27-2009 13:03

I love the idea, but I'm not so sure about the interest, I keep changing my mind about it. lol. Mainly because it took me absolutly ages to save up 2000BD and I'm not sure if it'll be fair for the lower levels but then when you reach higher levels and can get more money, it'll be worth it. So, oh I don't know! lol.

FaerieTori · 07-28-2009 12:24

reffncl18 wrote:
FaerieTori wrote:
You can not compare this site with Neopets. Neopets do not earn money from neopoints so it does not matter how many are given out. On this site giving out large amounts of bimbo dollars directly impacts their income.
really? that's interesting. why does the bd that we earn on the site affect their actual income? how does that work?

You can buy Bimbo Dollars from the bank using real money, that is how they make thier money. If you can get lots of Bimbo Dollars on the site for free then you are going to have no incentive to go out and spend real cash.

It is basically common sense.

Reffncl18 · 07-28-2009 20:38

FaerieTori wrote:
reffncl18 wrote:
FaerieTori wrote:
You can not compare this site with Neopets. Neopets do not earn money from neopoints so it does not matter how many are given out. On this site giving out large amounts of bimbo dollars directly impacts their income.
really? that's interesting. why does the bd that we earn on the site affect their actual income? how does that work?
You can buy Bimbo Dollars from the bank using real money, that is how they make thier money. If you can get lots of Bimbo Dollars on the site for free then you are going to have no incentive to go out and spend real cash.

It is basically common sense.

I know that some people are earning money from this game for a living, but I am not spending actual money just to get farther into the game. Plus, It'll take a long time for someone to save 100,000,000 dollars and get 5000bd a month! It's not like we'd be earning another 500bd per day just because we have saved 2000bd.

The bd bank (I'm going to call it this for now so we don't get it mixed up with the bank we have now) is just a way to save money. Earning a little more bd is just a plus.

Even if we were to get the bd bank it wouldn't change the fact that thousands of people would still want quick and easy money and would use the "real money" bank.

Another thing: Have you ever been on neopets? Or at least recently? They earn money off of the site too. They now have neocash that has to be bought. The neocash allows them to have "luxury items" that can only be bought with neocash. On another site, Gaia Online, you can have cash and coins. The cash has to be bought, and allows a user to buy special items and then earn other items faster (like if you want to buy a shirt that costs 450 coins, you could buy it for 50 cash.)

All these sites seem like their the same build, but with different details. All of the background people running the sites earn money off of them. I earn more than 5000 neopoints a day of Neopets from just playing the games (and they have hundreds of games.)

This site has the same build as many other community sites (like neopets, Gaia online, Pet Society...), only it's just starting to add it's details.

Last edited by reffncl18 (07-28-2009 21:04)

Ifyougotmoney08 · 07-28-2009 21:45

i think this would be awsome

Dingoes8mybaby · 07-29-2009 22:25

Yes! smile I really love this idea

Beautygem · 07-30-2009 00:52

Yes I had that idea too. It would be great if we could deposit money and receive interest. good way to earn some extra money. Also money could be deposited to to save up for surgeries and so on. big_smile

Lilroseygirl · 07-30-2009 02:24

it does sound interesting.

can i just add to though that the moderators have nothign to do with the 'main' site in the sense of making changes like this.

we are more just part of the forums and keeping them and profiles clean. other tha nthat we are just like you guys.

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